Why Quicker Home Loans
Built around your bottom line.
We're a direct DSCR lender backed by a network of 180+ lender partners — we fund what fits our box and broker what doesn't, whichever gets you the best terms. Our mission is simple: Quicker. Better. Mortgages for real estate investors.
Swift Approvals
Same-day response on clean DSCR scenarios. Typical closings in 14-30 days from complete application — meaningfully faster than bank-funded DSCR competitors (who often run 45-60 days) and matched only by a handful of direct non-bank lenders.
Competitive Rates
We underwrite, fund, and service loans in-house — no wholesale markup layer between you and the capital. Send us a competing term sheet: we'll either beat it, or tell you straight up that you've got a great deal and shouldn't move. No games, no bait-and-switch at the closing table.
Programs Built for Investors
DSCR, ITIN, foreign national, bank statement, P&L, blanket portfolio, fix-and-flip, Easy 50 (no-minimum credit score), transactional funding. If you've been declined elsewhere for a rigid underwriting reason, we probably have a program that fits.
Direct Line to Your Specialist
You talk to the specialist assigned to your file — not a call center, not a ticketing queue, not a "let me check and get back to you" loop. Real answers in real time, so you can structure the deal on the phone instead of over a week of email back-and-forth.
Day average closings
From clean app to clear-to-close
Of applications we start close
Includes restructured deals
States we lend in
Nationwide service
Average scenario response
For complete submissions
Trusted Lender
Connect with the right team to keep your transaction smooth from app to close.
Creative Solutions
Self-employed, foreign national, ITIN, mixed-use — we have a program for you.
Secure & Private
Your data is encrypted and never sold.
Fast to Close
Average 14–30 days from clean app to clear-to-close. Same-day scenario response.
Questions
Questions investors ask when comparing lenders.
Three honest differences. First, we have a wider underwriting box — Easy 50 has no minimum credit score and accepts bankruptcy 1 day post-discharge, programs most competitors won't touch. Second, you talk directly to the specialist on your file instead of routing through a call center. Third, we price competitively on clean files — send us a Kiavi or LendingOne term sheet and we'll either beat it or tell you straight that you've already got a sharp deal.
Ready to lower your rate?
DSCR Loans — Lower Rates Are Here.
Cash Out Refinance — More cash flow. More properties.
Send us your scenario or upload a competing term sheet — we'll either beat it or tell you straight up that you've got a great deal.