Privacy Policy

Quicker Home Loans LLC (“Quicker Home Loans,” “we,” “our,” or “us”) operates the website at quickerhomeloans.com (the “Site”). This Privacy Policy describes how we collect, use, and share information about you when you visit the Site, request a rate quote, or submit a loan application.

By using the Site or submitting information through any form, you agree to the collection and use of information consistent with this policy.

We collect the following categories of information:

• Identifiers you provide directly: name, email address, phone number, mailing address, date of birth, and (when you submit a full loan application) Social Security number, driver’s license number, and similar identifiers.
• Property and loan information: subject property address, estimated value, rental income, purchase price, loan amount requested, loan purpose, and entity / vesting information if applicable.
• Financial information: credit score range, liquid reserves, citizenship or residency status, and other information relevant to underwriting a business-purpose loan.
• Usage data: IP address, browser type, device information, pages visited, referring URL, and timestamps.
• Cookies and tracking technologies: information collected through cookies, pixels, and similar technologies. See Section 4.

We use the information we collect to:

• Process your loan inquiry or application
• Underwrite, fund, and service loans we originate
• Communicate with you about your inquiry, application, or loan
• Respond to requests and provide customer support
• Send you information about our loan programs and occasional marketing communications (you may opt out at any time)
• Operate, maintain, secure, and improve the Site
• Detect and prevent fraud, verify identity, and investigate misconduct
• Comply with legal obligations, court orders, and regulatory requirements

We do not sell your personal information. We do not share your personal information with third parties for their own marketing or advertising purposes.

We do share information with the following limited categories of recipients:

• Service providers: companies that help us operate our business, including loan origination system providers, document delivery services, e-signature platforms, CRM and email providers, SMS messaging providers, analytics vendors, and hosting providers. Service providers are contractually restricted to using your information only to perform services for us.
• Credit bureaus and verification services: with your consent, for the purpose of underwriting a loan application.
• Title, escrow, insurance, and closing agents: as needed to close a loan you have applied for.
• Capital markets counterparties: if we sell, assign, or pledge your loan after closing, your loan file and related information are transferred to the acquiring party. This is standard in mortgage lending and is disclosed in your closing documents.
• Legal and regulatory: when required by law, subpoena, or court order, or to protect our rights, property, or safety.
• Business transfers: in connection with a merger, sale, or reorganization of our business.

We use cookies and similar tracking technologies to operate the Site, remember your preferences, measure traffic, and improve performance. You can configure your browser to refuse cookies or alert you when cookies are being sent. If you disable cookies, portions of the Site may not function correctly.

We use analytics providers (such as Google Analytics) to understand how visitors interact with the Site. These providers collect aggregate usage data and do not receive your full name, SSN, or loan-application details.

We implement Google Consent Mode v2 and honor the Global Privacy Control (GPC) browser signal — when GPC is enabled in your browser, analytics and advertising storage are automatically denied regardless of your state of residence.

If you provide your mobile number through a form on the Site, you consent to receive text messages from Quicker Home Loans related to your inquiry or loan application. Texts and calls may originate from different phone numbers, as each loan specialist contacts borrowers from their own business line; text messages are sent manually by a loan specialist and not from an autodialer. Message and data rates may apply. You may opt out at any time by replying STOP to any message.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We implement reasonable technical and organizational measures to protect your personal data against unauthorized access, loss, destruction, or alteration. These include encryption in transit (TLS), encryption at rest for sensitive fields, access controls, and vendor due diligence. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

We retain personal information for as long as necessary to provide you with services, comply with legal obligations (including record-retention requirements applicable to lenders), resolve disputes, and enforce our agreements. Loan files are retained for the period required by applicable law following loan payoff or application denial.

The Site is not directed to children under 18 and we do not knowingly collect personal information from children under 18. If you are under 18, do not submit information through the Site. If we learn we have collected information from a child under 18, we will delete it.

Depending on your state of residence, you may have the following rights:

• Right to know / access the personal information we hold about you.
• Right to correct inaccurate personal information.
• Right to delete personal information, subject to legal exceptions.
• Right to opt out of sale / sharing. We do not sell or share your personal information, but you may still submit a request.
• Right to limit use of sensitive personal information to purposes necessary to provide services.
• Right to portability - receive your data in a portable format.
• Right to non-discrimination for exercising any of these rights.

To exercise any of these rights, submit a Privacy Rights Request, email info@quickerhomeloans.com, or call 551-375-6403.

This section supplements the rest of this Privacy Policy and applies to California residents under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).

Categories of information collected

In the preceding 12 months, we have collected the categories of personal information described in Section 1 above: identifiers, commercial information (loan inquiry and application records), internet/electronic network activity, geolocation data (approximate, from IP address), professional or employment information (when relevant to a borrower’s business-purpose certification), financial information, and inferences drawn from the foregoing.

Sources

We collect this information (a) directly from you, (b) automatically through your use of the Site, and (c) from third parties such as credit bureaus and verification services when you authorize us to underwrite your loan.

Sale and sharing

We do not sell personal information as defined by the CCPA, and we do not share personal information for cross-context behavioral advertising.

Your California rights

California residents have the rights listed in Section 9 above, plus the right to designate an authorized agent to make requests on their behalf. Only you, or a person registered with the California Secretary of State that you authorize, may make a verifiable consumer request.

How to submit a request

• Web form: quickerhomeloans.com/privacy-rights
• Email: info@quickerhomeloans.com
• Phone: 551-375-6403

We will acknowledge receipt within 10 business days and respond within 45 days, consistent with CCPA/CPRA requirements. We may need to verify your identity before acting on your request.

Non-discrimination

We will not deny goods or services, charge different prices, or provide a different level of quality because you exercised your CCPA/CPRA rights.

We may update this policy from time to time. We will post any changes on this page and update the “Last updated” date at the top. For material changes, we will provide additional notice (such as a banner on the Site or an email, if we have your address on file).

Privacy questions, requests, or complaints: