Free Calculator
Fix and flip calculator
Will this flip pencil out? Enter your purchase price, rehab budget, and ARV — we'll show projected profit, total cash needed, and cash-on-cash return.
Deal inputs
Comprehensive fix & flip analysis
Every line item a flipper needs. Downloadable PDF for your records.
Shows on PDF. E.g., "456 Oak — BRRRR attempt"
The exit
What will it be worth after the rehab? Use neighborhood comps.
Acquisition
Holding & financing
Sales costs
Projected profit
Enter your purchase price, ARV, and rehab budget to see projected profit, CoC return, and full deal breakdown.
Flip loans subject to experience, scope, and ARV review.
Disclaimer: Estimates based on your inputs only. Does not account for every possible cost (utilities, permits, overruns, staging, etc.). ARV should be verified with neighborhood comps. Flip loans subject to experience, scope, and ARV review. Not a commitment to lend.
How to use this calculator
- 1
Enter purchase price and closing costs
The acquisition cost (purchase price) plus acquisition closing costs (typically 1-3% of purchase). For financed buyers, this is the basis for loan-to-cost calculations.
- 2
Enter rehab budget and holding period
Total rehab costs (contractor bids + materials + contingency) plus monthly holding costs times months to complete. Conservative flippers add 15-20% contingency to the rehab budget.
- 3
Enter after-repair value (ARV) and sale costs
ARV is the projected sale price after rehab — back-supported by recent comparable sales. Sale costs include realtor commission (5-6%) and seller closing costs (1-2%).
- 4
Review profit and ROI
Profit = ARV minus sale costs minus all-in costs. ROI = profit divided by cash invested. Professional flippers target 20%+ ROI minimum; many pass on deals below 25% due to execution risk.
Running numbers on a real deal?
We'll price it.
Direct DSCR lender. Same-day scenario response. Prequalify with a soft pull — or get a real quote.
Questions
Fix and flip FAQs
ARV (After Repair Value) is what the property will be worth once rehab is complete. Comps from similar renovated properties in the same neighborhood drive the number. Getting ARV wrong is the most common way flippers lose money.
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Average 14–30 days from clean app to clear-to-close. Same-day scenario response.
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