For Mortgage Brokers
Send us your tough deals. We'll close them.
Direct DSCR + non-QM lender. Wider underwriting box than most wholesale shops. Fast scenario response, broker-friendly comp, and a team that actually picks up the phone.
Fast Response
Same-business-day turnarounds on clean DSCR scenarios. Typical close in 14-30 days.
Wider Box
620+ credit, no min DSCR (Easy 50), foreign national, ITIN, mixed-use.
Direct Underwriting
Talk to specialists, not call centers. Real answers, fast.
Broker-Friendly Comp
YSP or origination — your choice. Disclosed upfront on every deal.
Programs at a glance
- DSCR (1-4 unit & 5+ unit / Commercial)
- DSCR HELOC / 2nd Mortgage
- Bank Statement (12-month trailing)
- P&L Statement (CPA-prepared)
- ITIN — no SSN required
- Foreign National
- Easy 50 — no min credit, 50% LTV
- Fix & Flip (1-4 unit)
- Blanket / Portfolio (2-property min)
- Transactional Funding (same-day A-B-C)
- Commercial: Retail, Office, Mixed-Use, Storage, MHC
Trusted Lender
Connect with the right team to keep your transaction smooth from app to close.
Creative Solutions
Self-employed, foreign national, ITIN, mixed-use — we have a program for you.
Secure & Private
Your data is encrypted and never sold.
Fast to Close
Average 14–30 days from clean app to clear-to-close. Same-day scenario response.
Broker tools
Price deals in seconds.
Tools built for brokers. Full DSCR analysis, downloadable PDFs for your client presentations.
Investment Property DSCR Calculator
Full deal analysis — DSCR, cap rate, CoC, cash flow. Download PDF to present to your clients.
Open calculator →REO Schedule Builder
Build a professional Schedule of Real Estate Owned. Add every property with auto-calculated DSCR, cash flow, and LTV. Download PDF + CSV.
Build schedule →Fix & Flip Calculator
Full flip economics — profit, CoC, cash required, carrying costs. Branded PDF for your files.
Open calculator →Quick submit
Got a deal? Send it over.
Drop the basics and any term sheet PDFs. We'll review and get back with next steps.
Questions
Broker FAQs
We respond quickly on broker scenarios — typical turnaround is same business day on clean residential DSCR deals. We prioritize complete submissions with a term sheet or scenario doc attached.
Ready to lower your rate?
DSCR Loans — Lower Rates Are Here.
Cash Out Refinance — More cash flow. More properties.
Send us your scenario or upload a competing term sheet — we'll either beat it or tell you straight up that you've got a great deal.