Portfolio Loans
For Real Estate Investors
Blanket Loans Collateralizing 3 or More Properties into one Dscr Loan.
Qualify based on property cash flow.
DSCR Stands for Debt Service Coverage Ratio
Who it’s for: Investors, LLCs, Cash-flowing rental real estate investors
Qualify Based on the Rental Income
What Is a Portfolio Loan?
One Loan Multiple Properties
One Mortgage Payment
No personal income verification
30 Year Fixed or Interest Only
Benefits
How To Apply
Contact Us for a Portfolio Loan application
Know your numbers: rental income, property taxes, insurance, and credit score
Have a real estate owned schedule ready to share for a better experience
DSCR Loan Requirements
Minimum DSCR: 0.75
Credit Score: 640+
Down Payment: 20% minimum
Loan Amount: $75,000+
Property Type:
Single Family Residence
2-4 Unit Multi Family Residential
5 or more units Multi Family Residential
Mixed Use
Commercial
Condos
Non Warrantable Condos
And more
Why Choose Us?
Fast Closing Time Average 21 days
We help compare multiple DSCR lenders to find the best fit - fast
We beat term sheets from other lenders.
Investors focused experience
More lenders mean more approvals
Just because we’re a direct lender doesn’t mean we won’t check your loan with other lenders to make sure you’re getting the best deal.
We use our resources and network of lenders to ensure you’re receiving the best terms on your loan request. By being both a lender and broker we have access the best lenders in the industry to ensure a smooth process and offering multiple dscr loans from different lenders.
Mortgage Resources at Your Fingertips
Investment Property Rental Calculator: Shows you how healthy an investment property rental is providing you with results for cash on cash return, DSCR ratio, cash flow & more.
Cash Out Refinance Calculator: Helps you estimate your mortgage payment if you cash out refinance from your property. As well as show you how much you can cash out for.
Lower Interest Rate Calculator: Compares your current mortgage with a new proposed mortgage. Shows you how much you’ll save on interest when you refinance.
Property Fix ‘N Flip Calculator: Give you a idea of how profitable a fix and flip deal would be using either cash or financing to purchase.
Affordability Calculator: Show you how much of a home you can afford based on your income and interest rates.
Complex Mortgage Calculator: Estimates mortgage payment with factoring in for mortgage insurance premium and private mortgage insurance.
Simple Mortgage Calculator: A simple calculator for mortgage loans.
Amortization Schedule Calculator: A calculator that will show you your amortization schedule on your current loan or new mortgage loan.
Financing Calculators
Blog Posts & Articles: Our blogs and articles are made to act as a learning center for borrowers wishing to learn more about dscr loans. We cover a wide array of mortgage knowledge in our learning center.
Mortgage News Feed: A live feed of mortgage news updated daily. We’ve hand picked categories and providers to ensure you receive high quality trustworthy mortgage news that’s continuously updated.
Articles & News
Work with a Recognized Lender
Quicker Home Loans has been interviewed, recognized and published by multiple new outlets. This is a testament our commitment to clients and ensuring you working with a trusted lending company.
Investment Property Calculator
Disclaimer: The results provided by this calculator are for illustrative purposes only. Actual financial outcomes may vary depending on individual circumstances, market conditions, and other variables. This calculator does not constitute financial advice, and users are encouraged to consult with a licensed financial professional before making any investment decisions.