Question 1

What's the minimum deal size for transactional funding?

Accepted Answer

$100,000 minimum for the A to B purchase price. Below that threshold, the fixed coordination cost (wire, title, legal, closing-agent coordination) is a large percentage of the economics for both sides — it usually makes more sense to do smaller deals with cash or a line of credit.

Question 2

What's the maximum deal size?

Accepted Answer

$5 million for the A to B purchase. Larger deals are sometimes possible on a scenario-by-scenario basis with additional due diligence and documentation, but $5M is our standard published ceiling.

Question 3

How fast can you fund?

Accepted Answer

Same day. Transactional funding is, by design, a same-day product — A to B and B to C must close the same day in the same closing coordination. We wire funds into escrow, A to B closes, title transfers, B to C closes, our funds are wired back from the C proceeds. Typical same-day sequence is several hours at most.

Question 4

Do you allow longer hold periods (24 hours, multiple days)?

Accepted Answer

No. We do not do extended-hold transactional funding. Our structure is strict same-day A to B to C. If you need longer-term financing to hold the property between the A to B and the B to C closings, you need a different product — a hard-money bridge loan or short-term DSCR loan, not transactional funding.

Question 5

What are your points / fees?

Accepted Answer

Typically 2 to 6 points per transaction, depending on deal size and complexity. Smaller deals and more complex title situations (entity-to-entity, distressed property, tight coordination windows) price at the higher end of the range. Clean, larger transactions with established closing agents price at the lower end. We quote specific pricing after reviewing the A to B and B to C contracts.

Question 6

Do you issue a proof-of-funds (POF) letter?

Accepted Answer

Yes. Once we've reviewed your A to B contract and confirmed the B to C buyer and funding chain, we issue a POF letter you can present to the A-side seller. Turnaround on POF letters is usually same-business-day when the deal documentation is complete.

Question 7

What if my B to C buyer falls through at the last minute?

Accepted Answer

We don't fund unless the B to C closing is actively in process with the end buyer's financing (or cash proof) in place. If the B to C deal falls through before we've funded, we don't wire — which means you don't close A to B either, since transactional funding was the financing path. Our risk on the product is limited to coordination risk, which is why we don't do extended-hold structures.

Question 8

Can I use transactional funding for a double closing where I am not the middle party?

Accepted Answer

No. Transactional funding is specifically for the middle position — you are B in an A to B to C double close. If you are the A-side seller or the C-side end buyer, transactional funding doesn't apply to your role.

Question 9

Do you require a credit check for transactional funding?

Accepted Answer

Because our funds are out and back in the same day from confirmed end-buyer proceeds, the credit underwriting on transactional funding is much lighter than standard DSCR — we're underwriting the transaction structure, not your long-term credit risk. Standard anti-fraud and title checks still apply.

Question 10

What documentation do I need to submit?

Accepted Answer

The core documentation: (1) A to B purchase contract, (2) B to C sale contract or signed proof of end-buyer funding, (3) title commitment from the closing agent, (4) entity docs for any LLC involved. Your closing agent (attorney or title company) handles the actual sequencing on the day of close.

Transactional funding. Same-day double closings.

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