Lower mortgage rates are here.

It’s time to save BIG.

Today’s 30yr rate as low as: 5.515%

*APR DISCLOSURE

Lower mortgage rates are already here!〰️

0% Down Payment Mortgages 〰️

Cash Out More Equity Available 〰️

Apply Online 〰️

DSCR Loans 〰️

Self Employed Experts P&L/ Bank Statement Mortgages 〰️

Lower mortgage rates are already here!〰️ 0% Down Payment Mortgages 〰️ Cash Out More Equity Available 〰️ Apply Online 〰️ DSCR Loans 〰️ Self Employed Experts P&L/ Bank Statement Mortgages 〰️

DSCR Loans is our specialty. We work with real estate investors to help secure financing for investment properties.

  • No income verification required. Qualify for real estate financing based solely on property income, not personal earnings. Perfect for investors and self-employed borrowers seeking fast and flexible approval. We can also use the property’s market rent as qualifying income for unleased properties.

  • We offer 0 DSCR requirements, making it easier for you to secure financing.

  • We believe in opportunity for all investors, which is why we work with all credit scores. Whether you’re building your credit or already have an established profile, we focus on obtaining the best terms for each client.

  • At Quicker Home Loans, DSCR loans are our specialty. We focus on simplifying the process for real estate investors by providing tailored financing options designed to fit your unique investment goals. Whether you’re acquiring a single-family rental or expanding your portfolio with multi-family units, our expertise ensures you secure the funding you need efficiently and effectively.

Clients that work with a mortgage broker save on average $10,224 on their mortgage. This isn’t just from us it’s from an independent study. Click Here To Read.

Stop overpaying just to make more mortgage payments to one lender. Connect with us and save BIG.

Lower Your Interest Rate.

If eligible, you can lower your interest rate. This could lead to lowering our monthly mortgage payments and paying less money towards interest over the life of the loan.

Why lower your rate?

Spend less money on interest.

Lower mortgage payments.

Shorter Loan Term Options

Pay off your home faster when refinancing from a 30 year term to a shorter term. You should only do this if you can obtain a lower interest rate otherwise just make extra payments on your current mortgage.

Why shorten my mortgage term?

Pay off your home faster.

Take advantage of better rates offered on shorter terms.

Use Your Home’s Equity

Take cash out of the equity you’ve built in your home. Use this cash to pay off high interest debt, renovate, or anything else to help you.

Cash out for what?

Spend less money on high interest debt.

Renovations

Emergencies.

0% Down Payment Programs for First Time Home Buyers Available

Find out how you can buy a home with 0% down by connecting with us. Don’t forget Clients that work with a mortgage broker save on average over $10,000 which means more money to keep in your pocket.

VA Mortgages

FHA Mortgages

Profit & Loss Statement Mortgage

Online Mortgage Solutions For All

Conventional Mortgages

DSCR Loans

Bank Statement Mortgage Loans

Confidence in knowing more.

  • Wide Range of Loan Options: Choose from conventional, FHA, VA, DSCR, Bank Statement Loans, Profit and Loss Statement Loans, and other loan programs to meet your specific needs.

    • Low Down Payment Options: Down payments as low as 3% for qualified buyers, with no PMI required for 20% down.

    • Pre-Approval: Get pre-approved to strengthen your offer and streamline the home-buying process.

    • Flexible Loan Terms: Available with fixed or adjustable rates and multiple term lengths, typically 15 or 30 years.

    • First-Time Homebuyer Support: Special programs available to make homeownership more accessible.

  • Access Your Home’s Equity: Convert your home equity into cash for home improvements, debt consolidation, or other financial needs.

    • Competitive Interest Rates: Secure a low-interest loan while leveraging your home’s equity.

    • No Private Mortgage Insurance (PMI): Avoid PMI if your new loan’s loan-to-value (LTV) ratio is under 80%.

    • Flexible Cash-Out Amounts: Borrow up to 80% of your home’s appraised value, depending on your lender and loan program.

    • Streamlined Application Process: Simplified approval process compared to a new purchase loan.

  • Lower Your Monthly Payments: Refinance to a lower interest rate or extend your loan term to reduce monthly mortgage payments.

    • Reduce Your Interest Rate: Take advantage of lower rates to save money over the life of your loan.

    • Switch Loan Types: Move from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for more stable monthly payments.

    • No Cash-Out: Unlike cash-out refinance, this option focuses on improving your loan terms without tapping into home equity.

    • Flexible Loan Terms: Choose from a variety of loan lengths to meet your financial goals, such as 15, 20, or 30-year terms.xt goes here

Our Time Wasted Guarantee:

Our confidence in being able to beat retail lender’s pricing is extremely high. That’s why we’ve created this guarantee. If you already have a loan in process with a locked in loan estimate we our lenders can beat it. If they don’t you can submit a claim to receive your $100 time wasted compensation. A gift from us for wasting your time, although we know we won’t! Click Here To Learn More.

Loan Products We Offer:

  1. Debt Service Coverage Ratio Loans

  2. Hard Money Loans

  3. VA Mortgages

  4. Conventional Mortgages

  5. FHA Mortgages

  6. Transactional Mortgage Loans & More!

Moving away from retail lenders:

We started this for one simple reason. To stop homeowners and investors from being taken advantage of by retail mortgage lenders that promise you the world and make you pay a whole lot for it. Our brokers and correspondent lenders deliver top notch service and help you save a ton of money on your next mortgage whether it’s with a lower rate or lower loan costs. There’s no reason to overpay on your next mortgage so connect with us because our clients see an average savings of $3,000.00 when compared with their current lender’s loan estimate.

More from Us:

As we develop and grow by helping homeowners connect with the right lenders for their Financing needs we will bring you more tools and functionality along the way. Remember to subscribe to our newsletter.

Investors Specialists

Investors seeking financing for their loan needs have come to the right place. Our suite for investors ranges from DSCR Loans, Hard Money Loans and financing for development projects. Stop wasting time and losing money contact us to get the funding for your next project and get it done. Our specialists have helped secure over $100,000,000.00 dollars in investor financing.

Homeowner Experience:

With our average homeowner saving $3,000.00 or more on their quoted loan estimates it’s easy to say they’ve made the right move. If you already have a locked loan estimate from a retail lender our lenders are committed to beating it and saving you money. If they don’t make sure contact us for a $100 gift card for wasting your time.

Self Employed Experts:

Bank Statement Mortgages
Profit and Loss Statement Mortgages
Depreciation Requalified into Income

Our suite of mortgage solutions helps Self employed borrowers into homes. Contact Us Today.

On a mission:

Our mission is simple: Help homeowners & Investors get super competitive terms on their mortgage loans.

“I was getting a loan from rocket and I reached out to quicker home loans to make sure I was getting a good deal. The difference was huge they gave me a lower rate and a lower loan costs. Thank you very much!!!! “

- Anthony Pontoriero (Military Service Member)

5 Star Review

“I can’t believe the difference there is in loan costs and rates between different lenders. I just always thought everyone was the same, but I was wrong.”

- Jessica Nguyen (Google Web Developer)

5 Star Review

“Thank you guys for helping me get my home mortgage. It was difficult getting approved because I’m self employed so I got turned down by 2 lenders before coming across quicker home loans thank you for everything and for getting into my new home!”

- Randy Vargas (Self Employed)

5 Star Review